Buying a home is one of the biggest financial decisions anyone makes in their lifetime. As property prices continue to rise, most people rely on home loans to afford their dream house. But the most important factor that decides the total cost of your loan is the interest rate. Even a small difference of 0.25% … Read more
Buying a bike without paying any down payment has become easier than ever in India. With increasing competition among banks, NBFCs, and digital finance companies, several lenders now offer Zero Down Payment Bike Loans, meaning you can take your bike home without paying even ₹1 upfront. This type of loan is extremely popular among students, … Read more
When you apply for a loan in India, one of the biggest extra costs you face is the processing fee. Most banks charge anywhere between 1% to 3% of the loan amount as processing fee, which increases your overall cost. For example, on a loan of ₹5,00,000, the processing fee alone can be ₹5,000 to … Read more
Street vendors play a huge role in India’s informal economy, but for decades they had no access to formal banking, credit facilities, or business support. To help these small vendors grow and stabilize their income, the Indian Government launched the PM SVANidhi (Prime Minister Street Vendor’s AtmaNirbhar Nidhi) scheme. This scheme provides easy collateral-free loans … Read more
Getting a personal loan as a self-employed individual has always been more challenging compared to salaried professionals. Banks rely heavily on stable income, predictable cash flow, and documented earnings — something that self-employed business owners, freelancers, traders, and gig workers often struggle to present. But things have changed drastically in 2025. Digital lending platforms, fintech … Read more
Instant loan apps have changed the way people borrow money in India. A few years ago, getting a personal loan took days of paperwork and multiple bank visits. Today, you can get money in your bank account in just a few minutes — even if you don’t have a strong CIBIL score. This is why … Read more
Finding a low-interest personal loan in India has become easier than ever, but most people still end up paying more than they should. The reason is simple — lack of information. When you know where to apply, how to compare rates, and what factors affect your loan eligibility, you can save a huge amount of … Read more
Eating disorders and substance use disorders (SUDs) frequently co-occur, affecting 20 to 30 percent of individuals with either condition, and integrated treatment that addresses both conditions simultaneously has been shown to produce significantly better outcomes than treating each disorder separately.anad+2 What Are Eating Disorders and Substance Use Disorders? An eating disorder is a serious mental … Read more
Contingency Management (CM) is a proven, practical treatment that rewards people for positive actions like clean drug tests, attending sessions, and sticking with care plans; it is considered a first‑line approach for stimulant use disorders such as methamphetamine and cocaine use. What is Contingency Management? Contingency Management is a behavioral therapy that uses small, immediate … Read more